Gemstone Collateral

In need of fast cash without the hassle of a bank application? Looking to maximize returns on your luxury watches, diamond jewelry, gemstones, designer handbags, silver, or gold? Reach out to New York One Pawn.
At New York One Pawn, leveraging gemstone collateral is an excellent method for quick cash today. These short-term loans solely rely on your collateral, bypassing the need for credit checks. Count on us for accurate valuations, backed by GIA certified jewelers who provide complimentary evaluations of your items.

Gemstone Collateral NYC

In addition to traditional collateral like real estate, automobiles, machinery, insurance policies, and investments, your valuable collectibles, such as gemstones, can serve as collateral for loans. While most people think of sapphires, rubies, and emeralds, gemologists have identified thousands of remarkable and valuable colored stones worldwide.

Here are some common and rare gemstones that certain lenders accept as collateral:


Loose diamonds make excellent collateral. Larger stones over a carat size are more favorable for obtaining a loan compared to smaller stones below .50 carats. Having a grading certificate for the stone allows the lender to match it with their gemologist’s assessment for maximum loan value.

Colored Stones (Sapphires, Rubies, Opals, Tourmaline)

Proficient lenders or loan establishments often accept various cuts of precious colored gemstones as collateral. Similar to diamonds, having grading certificates simplifies the process and aids in getting the highest possible loan value for the gemstone.

Jade or Jadeite

Jade, known for its bold opaque green color, can also appear in pink, lavender, black, or white hues. Often confused with nephrite, this gemstone was once valued more than gold or silver.

Padparadscha Sapphire

This unique sapphire stands out due to its color—a vibrant shade between pink and orange. Natural, untreated Padparadscha sapphires command incredible prices.

3 Easy Steps

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No Appoinmtnet Necessary

Expert Appraisal

We appraise your valuables, discuss your options and provide an offer to pawn or sell your valuables.

Cash On The Spot

After we complete a pawn loan agreement, we secure your valuables in sealed envelope and you walk away with cash on the spot.

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Visit Us Today!

Discover the convenience of using your gemstones for fast financial solutions through New York One Pawn’s Gemstone Collateral Service. Reach out today or stop by our location to learn how we can help you unlock the worth of your gemstone assets, addressing your urgent financial needs.

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