Luxury Watches
Diamonds
Jewelry
Gold
Gemstone
Estate Jewelry
Silver
Platinum
Trusted NYC Buyers With Over 40 Years of Jewelry Industry Experience
NY1PAWN provides a secure and transparent way to sell or pawn luxury watches, diamonds, gold, and fine jewelry in NYC. Our licensed experts deliver fair, market-based appraisals you can trust.
Whether you’re ready to sell a high-end watch or unlock the value of diamonds and jewelry you no longer wear, we’re here to help you make an informed decision with confidence.
Visit us in Manhattan’s Diamond District or start online today. Walk-ins are always welcome.
Pawn or Sell
We specialize in pawn loans for diamond jewelry, luxury watches, estate jewelry, gold, silver, coins, and bullion.
If you prefer, we’ll also buy your luxury items.
Diamonds
We purchase loose diamonds and diamond jewelry in all sizes and shapes. Our experts evaluate cut, clarity, and market demand to offer top value.
Watches
We buy luxury watches from leading brands in any condition. Receive a competitive offer with a fast, discreet, and professional process.
Jewelry
We buy fine jewelry of all kinds, including rings, necklaces, bracelets, and designer pieces. Get a fair, professional evaluation and a fast payout.
Gold
Sell your gold with confidence. We buy gold jewelry, scrap gold, coins, and bars based on live market pricing and weight.
Bullion
We buy gold and silver bullion, including bars and investment-grade coins. Transparent pricing, secure transactions, and same-day payment.
Borrow now, pay later.
Trusted, Reputable, and Secure
Mail-In Form Service
How it works in 4 Steps
Complete Online Mail-In Form
Admin Reviews and Sends Offer
Customer Accepts Offer, Prints Label, and Ships Items
Admin Approves and Sends Payment
Why Choose Us
- Transparent Process
- 20+ Years Experience
- Trusted by Many
- Top Dollar for Your Item
- Licensed Buyer
- Professional Service
- Privacy & Confidentiality
- Fast & Convenience
FAQ
Loan Terms
New York One Pawn offers (4) four-month collateral loans with a monthly interest rate between 2% (24% APR) and a maximum rate of 4% in accordance with New York State law for collateral loans. We have no hidden costs or fees and your pawn ticket will clearly indicate all details of the loan.
Payments
No payments are necessary until the loan is due in 120 days.
Loan Extensions
Loan extensions are also available if you need more time to pay.
Sample Repayment Schedules
Example #1: For a 4% loan, if you borrow $1,000 dollars and pay within the first month, you will pay back $1,040.
Example #2: For a 4% loan, if you borrow $10,000 dollars and pay in full at the end of two months, you pay back $10,800.
New York One Pawn also provides loan extensions if you need more time to pay back your loan.
Example #3 (with loan extension): For a 4% loan, if you borrow $1,000 and pay the $160.00 interest due at the end of the 4th month, you then have the option to extend the loan for an additional 4 months.
*Repayment required between 61 and 120 days although you can pay back the full loan plus interest at anytime before (4) months.
What are the requirements to make a pawn loan?
You must be at least 18 years old and have a government-issued ID (driver’s license, passport, etc.) to obtain a pawn loan.
Do I need to make an appointment?
No. You are welcome to Walk-in or Call anytime during normal business hours.
What types of collateral do you accept?
We primarily lend against jewelry, gems and precious metals like gold, silver and platinum. In some cases, we also accept luxury items including watches, unique sports/entertainment memorabilia, handbags, silver flatware, rare coins and Apple products.
Will you purchase my item?
Yes. If your valuables meet our requirements, we are happy to offer a loan against your collateral or outright purchase.
Will my valuables be safe?
New York One Pawn makes the security of your valuables a top priority. Your merchandise is sealed and secured either in our safe or in a secure vault. We treat all of our client’s valuables with the utmost care.
How does a pawn loan work?
A pawn loan is another term for a collateral loan. Pawnbrokers lend money on items of value including gold, silver, jewelry, watches, diamonds and other luxury goods. Loans are based on the value of the collateral. When a customer pays back the loan, their merchandise is returned to them. A customer may also choose to give up their collateral as payment for the loan in full. Pawnshops may also offer extensions/renewals as permitted by state and local law.
Why would someone go to a pawnbroker to get a loan?
Pawnbrokers offer consumers a quick, convenient and confidential way to borrow money. A short-term cash need can be met with no credit check or legal consequences if the loan is not repaid. In short, a pawn loan is a simple, safe and fast way to get a cash loan for your valuables.
How does a pawn loan work?
A pawn loan is another term for a collateral loan. Pawnbrokers lend money on items of value including gold, silver, jewelry, watches, diamonds and other luxury goods. Loans are based on the value of the collateral. When a customer pays back the loan, their merchandise is returned to them. A customer may also choose to give up their collateral as payment for the loan in full. Pawnshops may also offer extensions/renewals as permitted by state and local law.
How much should I expect for a loan?
Loan amounts will vary depending on the value of the item as well as any maximums set by state laws. Your loan amount will also be determined according to other factors such as the demand and condition of the item.
How do you determine the value of the item?
New York One Pawn Shop provides free appraisals. We determine the value of your item based on its current condition and the ability to sell the item. We use a variety of sources to determine the current market value of your items including prices available locally and online.
The appraisal process varies depending on the type of item. For example, jewelry and precious metals are tested for purity and weight. In other cases, we may test your item to ensure it works properly.
Are pawnshops regulated?
Yes, pawnbrokers are governed by federal laws that apply to financial institutions. States and local governments also regulate the pawn industry to ensure consumers are protected.
How do you determine the value of the item?
New York One Pawn provides free appraisals. We determine the value of your item based on its current condition and the ability to sell the item. We use a variety of sources to determine the current market value of your items including prices available locally and online.
The appraisal process varies depending on the type of item. For example, jewelry and precious metals are tested for purity and weight. In other cases, we may test your item to ensure it works properly.
Does New York One Pawn Shop have a license?
Yes.
New York One Pawn is licensed by the New York City Department of Consumer Affairs. Our license number is 2097593.
